This company is a rip off, scam. The deductible is at least three-fourths, and sometimes more, of the replacement cost of the phone.

After you factor in the monthly premium, only a fool would purchase this insurance. Would you you take auto insurance on a $10,000 car if the deductable was $7,500? Of course not! Completely rediculous!

I decided not to pay the deductible and just purchace a new phone, but because I had initiated the process, I am continually pestered by automated calls from the company trying to get me to complete the process. I spoke with a representative from the company and informed her that I no longer wanted to file a claim because of the rediculous deductible, but the harassing phone calls continue.

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