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I have an account past due 1 1/2 years, never received any type of notification. I am sure it is a bogus charge.

I don't have any outstanding debts...I tried to call and waited on hold for 45 minutes. I still don't know what the charge is for. If someone would answer the phone, I would have a better idea of what is supposedely delinquent.

I am trying to buy a house and this is the only red mark on my credit. I am not sure how I will be able to clear it up if I don't even know what it is.

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