Set up to lose house within 3+ years!
I refinanced my house to roll in my credit card payments. I was struggling and they knew it.
I was told I would get a 30yr fixed with escrow accounts for everything. I have the papers telling me this. I never got a "truth-in-lending" statement.
The day I signed the papers she breaks the bad news to me in thirds.
Higher payment, no escrows and 3yr fixed, 27yr variable. She told me I had 3 days to have the contract corrected. Calling the broker for 3 days, I was given the run around.
On the third day, they said it was to cancel the loan in writing by 5:00. There is more but I am over the limit.