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Do not ever deal with this company!!! They have the worst customer service and they never send you a statement hoping you will forget the due date so they can collect late fees and accrue more interest.

Their outrageous interest rates should be illegal. They make over $200 interest per month on a $2800 loan so if I make a $220 payment, only $20 goes to principal. Plus if you make payment by phone or internet they charge an additional $10. I have to call every month and practically beg them to send me a statement.

They threaten to take the car even though my payment is not even late when you make a complaint.

I don't care how desperate you are in need of money, but beware of this company. I can't imagine they have recurring customers.

Product or Service Mentioned: Advantage Loans Car Title Loan.

Reason of review: Problems with payment.

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Anonymous
#1308197

MORE EXCUSES FROM A SERIAL DEADBEAT!

Since you know you have a regular car payment, why do you need an invoice? The answer is: You don't.

You're just using this as an excuse to defame the company. Secondly, your interest rate is determined by YOUR credit record. Since YOU gave YOURSELF a reputation of not paying your bills, you were placed with this subprime deadbeat lender. Anytime you are late, it is YOU who generates more interest for them.

Thirdly, you haven't a clue of what you are talking about when it comes to AMORTIZATION. This is an age old accounting practice in which most of the payments in a new loan are paid to interest and as the loan matures, more and more goes to principle. It's the same in ALL car loans! (Thanks for the laughs!).

Nothing new here. Just another whining deadbeat who can't stand the consequences they brought upon themselves!

Anonymous
to Anonymous Pompano Beach, Florida, United States #1312630

I just love Whiners and people trust this as the truth!!!

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