we fell behind in payments in 09 due to economy falling apart and illness yes after hard time we got back on our feet. Wife now disable due to illness and now drawing income and my income has dramatically increased capital one is still unwilling to help. They them selves said I could be approved for a loan modification which after i tried they refused me then from one of there departments called and agreed to refinance then never heard again so I filed chapter 13 and now they want our home now don't know what to do any ideas

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