Most states require you carry auto insurance. It is demanded. You pay high prices for auto insurance for years or even a few years. Then low and behold you have a claim or like me 2 claims in 2 years. (but you have paid your premiums for 15 or more years with same company. Then you are cancelled and have to pay extra high rates.

I havent had a ticket since 1983 but my son and daughter had wrecks in my car. Now I cant get insurance I can afford. Finally got AIG ins and had a claim, my son had accident and no more insurance. If we have to have insurance why cant the state make the insurance companies keep you insured even if the rates are higher.

I should be able to let who I want to drive my cars and an accident is what IT says AN ACCIDENT not intended,

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