I paid the collection agency 3 yrs ago! And now...
I did pay for the insurance for job loss! And I was disabled and not able to work well they turned my bill into a collection agency.
And I made monthly payments to get it paid off well I finally got it paid 3 or 4 yrs ago. and I haven't heard from them since then.
And at that time I requested they send me a paid in full letter and they said they couldn't do that cuz of me owing nothing there was no bill made! And now they are trying to get more money from me saying I owe about 500.00!