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I have paid over $2000 for my policy. They have never covered any of my claims and just make me spend the money to fix it by myself and then charge $60 for sending someone over to check it out.

The policy is written in a way so that they have a reason to deny every claim. They are more ruthless than bank rubbers.

I had coverage with them before as well and it has always been the same story. Once the knob in the sink of master bed room broke. They wanted to replace it with a generic one which wouldn't match the other sink.

But then I got a call from them that even that is denied because some reason they found in their book. Can you imagine that!

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