When using my debit card at some restaurants I get double dipped on my checking account. I have spoken to my bank and they state they are set up to stop a double hit only if the amount is the same for the same date.

So if you put a tip on your debit card, it may show up on your account as the original amt and the amt with the tip.

I had a bad experience where I did not notice this and the hold was on my acct for 3 days, and I got hit with a $32 overdraft fee from the back. I feel this is stealing money right from my checking acct by the restaurant.

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