People beware!!! Ther's a new scam going around...I've had calls for the last 6 months about "my " credit card wanting to lower my interest rate. They never say what card they're calling from & this is my last call about this matter. It was my last call 50 calls ago. Typically I don't answer the call...last week I did. Her'e's how the conversation went....
them--Are you responding the drop in your interest rate?
them--OK sir (I'm a female & don't sound like a man) I need to ttransfer you to the correct department--I get put on hold. After a couple of seconds the same person comes back on the phone & informs me that I now have the correct department(ok how *** do you think I am?? It's the same voice)
me--Hang on a second I have another call coming in that I have to take--I switch over & switch right back---I then ask is there a #I can call you back at? I have to take.
them--no----click & they hang up.
So I still had the # on my caller ID(gotta love it) & I called back only to get a recording that the # I was trying to reach could not be dialed from my #.
SO----scam or no scam? I'm going w/scam---they're just trying to get info from us to charge *** on our cards. Please would any of argue if the credit card companies wanted to reduce our interest rates? No---you wanna reduce my rate just do it---no permission needed.
I just hope no one has actually fallen for this ***