Trying to get a loan modification since june of last year, I've done every thing the bank has told me to do. They told me not to make a payment, the missed payments would be added to the end of the loan when the modification was completed.
Not only is my house in foreclosure, there's a sale date on my house. My credit is now ruined, and they still haven't made a decision. They keep dragging this out. Now I have to sign a forbearance agreement to prove I can make my payments on time for three months, I was never late on my payments before they told me not to pay.
After I prove I can make my payments again, then they said they might consider me for a loan modification, and every month I'm threatened with a sale date on my house.
How can they drag this out until they ruin peoples life's? I've been stressed out from the begining of this nightmare.